home · Tool · How to earn 5 million in a month. How to earn a million on your own in a short time and without starting investments? But we are interested in something else: how to quickly make a million

How to earn 5 million in a month. How to earn a million on your own in a short time and without starting investments? But we are interested in something else: how to quickly make a million

Money is a significant and significant part of life. A material resource allows you to start your own business, travel without borders, and provide yourself and your loved ones with comfort.

The first significant amount on the path to wealth is a million. But how to earn it?

The article is divided into two parts - current examples of available options in life and - the profile direction of our site.

Navigation

Offline methods

Let's talk about classic forms of earning money.

Own business

The best regions for business in Russia


Creating your own business is perhaps every person’s dream. However, not everyone ends up taking the job. After all, only 55% of private enterprises overcome the threshold of 5 years.

The main aspect is a viable idea.


Start market research, find out in what area and how leading companies make money. It might be worth working in one of them to understand the structure from the inside. Finally, start writing a business plan.

Copyright

The deadline is established in the laws of most countries of the world, including Russia. Afterwards, the creation is considered public domain.

Real estate transactions

Due to the constant increase in real estate prices, property transactions are gaining momentum. Almost everyone has encountered realtors in everyday life. The global real estate market provides work to thousands of agencies and hundreds of thousands of realtors.

The market possibilities are endless:

  • purchase and sale transactions;
  • rent;
  • hiring;
  • exchange transactions;
  • donation;
  • inheritance.

Comparison of real estate prices in Moscow over 5 years - rubles - dollars


A real estate agent's earnings primarily depend on the number of transactions completed. According to all-Russian statistics, the average salary of an agent is 50,000 – 60,000 rubles. per month.

Consulting services

Heads of enterprises strive for sustainable development, especially in crisis or pre-crisis periods. However, the company’s resources do not always allow it to quickly cope with the imbalance.

A consulting service helps solve a business problem.

The list of consulting services is varied: from general company management to analysis of the characteristics of a particular market. In developed countries, consulting is gaining popularity. Over the year, from 2014 to 2015, the market growth was 5%.

Wholesale business

Anyone can handle running a wholesale business. The main advantage is that a wholesale business does not require large investments and does not interfere with earning much more than a retail business.

The scheme is this: a person buys the necessary goods in bulk, so that later he can sell them at a higher price at retail or resell them again in bulk.

This type of business helps to specify the focus and choose the product that is better (more comfortable) to work with.

Network marketing

Network marketing (MLM - multilevel marketing) first appeared in the 30s of the last century, when entrepreneur K. Rehnborg decided to sell his own products not through professional sellers, but through ordinary consumers.

Over the course of several years, Rehnborg's company increased its turnover to $7 million.

Network marketing is widely applicable in today's realities. Large cosmetology companies such as Oriflame and Mary Kay are excellent proof of this.

Online methods

Earning your first million online is not difficult in modern times. Let's talk about homemade ways to make a profit.

Earning money on the Internet

The World Wide Web has entangled every home. All reputable companies have websites, most people have a page on social networks. no one is surprised anymore, it has become a reality.

Every day, online users make purchases, create and consume certain content.

It is logical that the popularity of global connectivity attracts many advertisers. Among the advertising banners there are many offers to make quick money.


It can be seen from the screenshot that this site makes money solely from posting. If you recalculate at the exchange rate, then in a year you get more than 1 million rubles of net income.

Your own website

It is considered a classic business on the Internet. Your website is, by default, an attractive platform for advertising.


The site is looking for a new owner. Sold on a well-known exchange in the summer of 2015.

Investment

Technological progress today allows you to make money by investing online, and in one click. To do this, you do not need to have a higher education in economics.

With a small starting capital, a person can provide himself with a good income.

Investment options in:

  • Forex market;
  • online lending;
  • debt services;
  • startups.

Infobusiness

In the age of widespread information technology, high-quality information is highly valued. This means we can build a system. Information business is the sale of information.

Information is sold in various forms:

  • writing books and articles;
  • writing reviews and reviews;
  • creation of video lessons, webinars.

Information business is a promising direction in our time. The information business has no restrictions on the type of activity.

This type of activity is suitable for creative individuals. In addition, information business is not tied to a specific Internet platform and is implemented regardless of the format.

Online store

An online platform will increase profits for every entrepreneur in the field of sales. Entrepreneurs are interested in independently developing and filling online shops and purchasing ready-made resources.

In addition to their own websites, work is carried out through social networks.

  • clothes;
  • childen's goods;
  • cosmetics

Let me give you an example of a well-promoted store selling accessories for tablets, smartphones, and other electronics.

Orders in the online store by day


Yes, of course, the store has serious expenses - for the office, employees, warehouse, advertising, and its development itself.

The example above is a trading platform, turnover is 500,000 rubles per month, net profit is about 80,000 rubles per month, for the year the net profit is 1 million.

Freelancing

A freelancer (from English “freelancer” - free agent) is primarily engaged in the personal promotion of his own services on specialized projects.

Free income is common among programmers, web designers, journalists, translators, consultants, photographers and videographers. As of 2018, 7.4% of the workforce in the United States are freelancers.

Benefits of working as a freelancer:

  • free work schedule;
  • comfortable working conditions;
  • performing exclusively one's own work.

YouTube channel

Earning money from content on the YouTube video platform is possible through advertising. Mainly - placement of contextual advertising in videos. The author publishes material that is popular, and it is profitable for the advertiser to receive advertising.

Quite a lot of people wonder how to earn a million rubles. And in a short time. In fact, this question is quite difficult. But if you try, you can find some pretty interesting answers. Some of them will actually help you get rich. True, not very fast. It is worth immediately taking into account the fact that for each person there are very many individual solutions to the problem of earning money. Let's quickly figure out how to earn a million rubles from scratch using different approaches.

Regular work

The first scenario is extremely banal. To earn money you just...work. And nothing more. In other words, sooner or later any working citizen will earn his first million. True, this will take a lot of time. Especially if you are an ordinary sales manager.

In reality, this method, of course, does not satisfy everyone. People often think about how to earn a million rubles in a month, sitting at home on the couch (or, for example, in a year). And in this case, regular work will not work. If the average employee’s earnings are 15 thousand rubles, then it will take more than 6 years to earn his first million. Not very fast, right? Therefore, let's think further about what can help us cope with the task.

Programming

Honestly, if you are thinking about how to earn a million rubles, then you will have to try pretty hard. Moreover, you will definitely have to have certain skills and the ability to apply them in practice. Programmers make pretty good money now. This should not be confused with regular work. After all, here in most cases you control your earnings yourself. If you succeed, but you don’t have to think about how to quickly earn 1 million rubles.

For example, you can always get a job in some prestigious company (preferably an international one), and then simply carry out your tasks. Programmers around the world are now paid very well. Especially those who cooperate with large well-known companies. So you can answer the question of how to earn a million rubles in a short time. A good programmer in a decent place can earn from 200 thousand rubles. Compared with the same clerk or office “plankton”, the difference is visible to the naked eye. True, in this case you will have to work hard for 6 months and earn your first million. Maybe a little more or a little less. But this is still not as short a period as we would like. We will have to look for other options for the development of events.

Theft

The next way to get what you want is a violation of the law. But it does exist. Very often, those who think about how to earn a million rubles in one day cannot think of anything better than theft. That is, you just have to steal the money. As a rule, banks and collectors are “attacked”.

For this option you will have to try hard. Develop an action plan (it needs to be thought through to the smallest detail), select the right and convenient time, and then “go for it.” Just take into account the fact that you will definitely be caught. And the fact that you can’t do that. It’s better to look for other options than to earn yourself a prison sentence along with a million. But sometimes people are pushed to steal by various circumstances. For example, a serious illness of relatives. However, this does not justify thieves. They will still be caught and punished according to the law.

Credit

How to quickly earn a million rubles? Honestly, you might as well just get it. To do this, you will have to contact the bank for... a loan. It is he who will be able to give you a certain amount of money. But over time it will have to be given away. What does it have to do with interest? Plus, loans are not issued to everyone.

You will have to carefully select a bank, study the annual rates, and also prepare documents (mandatory - a passport and income certificate). If you are recognized as an insolvent borrower, you can abandon the idea of ​​getting a loan. Otherwise, you will no longer have to think about how to quickly earn a million rubles.

But again, this “earnings” will need to be paid back for some time with interest. Sometimes they amount to a huge amount. And you will need a good reason to issue a loan. Banks don't just give you money. For example, to buy an apartment/cottage/car. Such requests are usually satisfied extremely quickly. The serious illness of relatives, need (current expenses with evidence of large expenses) and so on are also taken into account. If you “just want” a lot of money, then no one will issue a loan.

A little advice: do not contact credit organizations from the “Fast money only with a passport” series. There they will deceive you and give you money at huge interest rates. And for late payments they will threaten and damage your property. Do you need it? Of course no. So, let's think further about how to earn 1 million rubles in a year or another fairly short period of time.

Computerization

For example, every modern person can turn out to be a real genius in the field of computers. And this will help him earn big money. True, one should not confuse “computerization” with programming. These are slightly different concepts.

For example, you can process photographs, graphic files and videos. Both for hire (privately) and in some prestigious companies. but it’s better to do it yourself. "Private owners" are paid more. You can also choose design, 3D graphics, music processing, and so on. Anything that can be done on a computer can bring in very good income. And then you won’t have to think about how to earn a million rubles in a year.

A little math. 1 million is approximately 83.5 thousand per month. With this earnings, you will receive the required amount in exactly 12 months. A professional photo and multimedia editor earns from 30,000, and a designer (including 3D graphics) - about 40-50 thousand. In principle, if you combine several professions or find wealthy clients (combination is better), then you can quite quickly earn the required amount. And often this happens without unnecessary stress. You can be at home on the couch in front of your laptop or computer and still earn income. But usually this option is good for those who are interested in computers on their own. After all, such people usually complete special courses that confirm their skills. And this is a worthy increase in salary.

So if you are not good with computers, then you will have to again look for some other approaches to solving the problem of quickly earning a million. Fortunately, in the modern world there are quite a few alternatives. Which ones?

Deception

For example, there is another far from the most honest and legal way of making a profit. But he is not punished so harshly and not so often. After all, we are talking about deceiving people who trust you. With this approach, you don’t have to think about how to earn a million rubles in one year without special skills. All you need is imagination (and it starts working when you understand how much you will receive per month), as well as an idea to deceive people. In reality, everything is not as complicated as it might seem at first glance.

For example, quite often people prefer fraudulent schemes on the World Wide Web. Then you won’t have to think about how to earn a million rubles on the Internet. Everything will work out by itself. It's just important to come up with a good plan. Which one?

There is an opinion that there are several very interesting schemes for deceiving people. And the funny thing is, humanity understands that they are being deceived, but they still fall for various “scams”. For example, you can publish an advertisement “PC operator required” (typist), and then in a virtual interview say that you need to pay an insurance premium before starting work. Usually it is 250-450 rubles. Also mention that it will be given away with the first salary. That's all. For one person you will receive the specified amount. And many people are now looking to work from home. And the majority will definitely pay attention to this deception. But he will consider it reality. After receiving the money, simply do not respond to messages from the defrauded person.

Many have already complained about this scheme. But no one punished anyone - you weren’t forced to send money to the specified wallet, right? You could opt out of this process. Therefore, due to your own negligence, you lost money. In principle, there are many fraudulent schemes. But it’s better to use honest methods that will help you figure out how to earn a million rubles in a short time.

Freelancing

In the modern world, such a concept as “freelancing” has appeared. To be honest, in simple words, this process characterizes hired work. It doesn’t matter whether it’s regular or not. The main thing is that in most cases it turns out to be virtual. That is, you can work without leaving home.

Depending on your field of study, you will receive a different salary. Sometimes your client can pay about 20,000 rubles per month or for 1 order, sometimes the amount increases or decreases. But on average, a good freelancer can earn about 100 thousand rubles per month. And often - without unnecessary stress. Just doing your normal job. Particular success awaits those who combine their hobby with this job.

How to quickly earn a million rubles by freelancing? You can sell your photographs, knitted or wicker items, provide one-time services (for example, work as a plumber or accountant), and so on. In general, everything you can imagine. Handicrafts are very popular. It can be made to order or simply put up for sale online. Some things will help you earn huge income. And then you won’t have to think about how to earn a million rubles over the weekend. After all, you will still receive a good salary.

Business

There is another rather interesting and already widespread technique. Usually it is used by those who do not really like working “for their uncle.” After all, we are talking about opening your own business. And here everyone can take care of their own income. It could be a million a year, two, three or even 10,000,000 in 12 months. Everything depends only on your success.

Are you thinking about how to earn a million rubles? Do you have a lot of ambitions, ideas and good imagination? Then try to open your own business. With a thriving idea, a million a year is a very small figure. You will receive much more.

What can you do? For example, it is now very popular and fashionable to open specialized computer help centers. It’s especially good if somewhere you provide services yourself. Or try opening your own store (clothes, shoes, cosmetics). It is also quite a profitable business. The main thing is to make your company competitive and popular. If it doesn’t work out, look for more mundane options for earning money. But we will never know whether a business is right for us or not until we try. Don't be afraid. The main thing is to think carefully about your idea. This approach will have an extremely positive impact on your business in the future. Especially if you can open a company that will be beyond any competition. Or if there are few opponents in the current market. There are few such ideas now, but you can come up with something worthwhile.

Computer Club

How to earn a million rubles in a short time? For example, you can open your own computer club or internet cafe. And just wait until the money flows into your hands. Why? Let's understand this difficult issue.

Firstly, you should not confuse creating a computer club with a business. In the labor market, everything that relates to computers is now usually classified as a separate category. But more “serious matters” such as shops and the provision of certain services are more classified as real business.

Secondly, computers now are something without which it is impossible to imagine a modern person. Thus, creating a cozy place where a person can enjoy time with this machine is a great way to earn extra money. Especially if there are a lot of teenagers and young people in the city.

A “built-in” cafe is becoming a fairly popular technique among those who are thinking about making their first million. This is how people not only use computers, but also eat without interrupting their work. It is very convenient for visitors and profitable for the director of the establishment. Recently, even special computer booths have begun to be created in Europe. You can live peacefully there for a while. A very interesting technique that allows students to live separately from their parents without sacrificing themselves and their studies. Yes, this is not a full-fledged apartment, but still, sometimes it’s better than listening to relatives’ hysterics every day. So why not create something similar in Russia? This technique will definitely save you from the question of how to earn a million rubles.

Copywriting

For those who want to work from home and earn good money at the same time, we can advise you to try your hand at copywriting, rewriting and translation. In truth, this is a very popular way to make a profit. And it is often classified as freelancing. Only this is not entirely true. After all, any copywriter is an individual entrepreneur. This means that freelancing is out of the question.

What will you need to do? Translate texts and write them to order. This is especially a popular activity for mothers on maternity leave. What is worth writing about? About everything. You can start with simple culinary recipes and end with descriptions of complex computer programs. The most popular topics: cooking, parenting, education, computers, hobbies (embroidery, sewing, weaving, and so on).

How much does a copywriter earn? On average, the starting price for 1,000 characters is 30 rubles. But especially good workers are able to earn 100-200 rubles per “thousand”. With all this, a good copywriter earns from 40,000 per month per customer. And, as a rule, there are a lot of clients. So, this is a good approach that will help you figure out how to earn a million rubles. Just don’t hope that you will be able to realize your idea very quickly. After all, first you will have to practice and also develop a client base. This is perhaps the most difficult thing imaginable. If you are good at copywriting and rewriting, then consider yourself lucky.

The majority of the population simply cannot stand the work of copywriters. After all, this is backbreaking work. Every day you will have to write various texts and translations, as well as edit them. Determination and perseverance are highly valued here. After all, your earnings will depend only on you. You can receive 100 thousand a month, or you can receive 5. The main thing is to practice and have good motivation. And the rest will work out over time.

Writing

True, there is another very popular technique. This is writing. It is this case that helps answer how to earn a million rubles in a short time. Especially if you have a good tongue and can also write.

Here you should take into account the fact that you will not receive the required amount very quickly (in 2-3 days). After all, first you will have to become famous for your “writing”. And only then rake in the royalties from your bestsellers. To be honest, writing a book is half the battle. But proving that she is really interesting is precisely what causes enormous difficulties.

However, writers make good money. Especially abroad. Such personnel are highly valued there. If you can independently translate your book into a foreign language, that’s absolutely great. Then you can hope that you will get the majority of your profits from foreign sales.

When writing books, it is important to know what interests the public. Nowadays, science fiction, novels (especially erotic ones), as well as stories written based on the film are extremely popular. For example, the same “Resident Evil”, which was “licked” from the film of the same name (and a separate series of Resident Evil books, taken from the game). There is fantasy, zombies (which, by the way, are also very popular now), action and very sharp, unpredictable plot twists. Just what the modern reader needs.

It will also be quite difficult to find a publishing house that will take you “under their wing.” After all, there are many aspiring writers. And you will have to prove for a long time that you are the most worthy candidate who can become famous and glorify the publishing house. If you try, everything will work out. Once your book starts selling, you can just sit back and wait for the profit. This means that it will not be possible to answer how to earn a million rubles in one day.

Results

Now it's time to sum up some of the results of our conversation today. The thing is that earning a million in our time, and even in a short period of time, as practice shows, is very difficult. Especially if you don’t have any connections anywhere.

What to do if you really need money, and even a lot of it? For example, to buy an apartment. The most popular methods of all listed are:

  • copywriting;
  • writing;
  • business;
  • ordinary work.

Moreover, all these options are usually combined. That is, a person initially goes to a regular job. At the same time, he opens his own business, and on weekends he writes articles to order and composes a book. To be honest, this move is really worthy of respect. But is it worth it?

People just become obsessed. And they get tired quickly. After this, they stop being able to do the basic things they need for work. It is important to understand that it is worth finding a middle ground in everything. So if you really want to make a million quickly, then you should think about creating your own business. This is the technique that is most valued. If it doesn’t work, just get a good job with a salary, and then try yourself in freelancing and copywriting. The main thing is to have a desire. And the rest is nothing. How to earn 1 million rubles in a month? Just work and earn money. Find your calling that will generate income.

Don't forget that every person needs to rest. There is no need to make yourself a “draft horse” who humps for money. Indeed, often in such situations, all earnings are spent not on the initial idea (a car, an apartment, repairs, vacation, and so on), but on treating oneself. In pursuit of profit, allow yourself to systematically rest and go on vacation. And then everything will work out for you.

The idea was presented by the magazine “I want my own business”

Brief introduction
The larger the business, the less competition. It's simple! How many real estate agencies are there in the country? And how many development companies are there? At the same time, the owner of a small company works tirelessly, while the owner of a large corporation delegates all the work. In general, big business is better than small business. The only big challenge is to take responsibility for many people and a lot of capital. And it is precisely this problem that few people are able to cope with. Below is the idea of ​​​​creating a large corporation. This is a lot of money, but the plan is not implemented as quickly as in a small business. For those who want to gain more knowledge about small and medium-sized businesses, I recommend subscribing to the magazine “I want my own business.”

How it's done
It's easy to make big money and you don't have to be a genius to do it. In order to receive an average salary, you need to have a diploma, preferably a diploma, but in order to hire certified specialists, you don’t even have to have a secondary education. The boss is never asked for a diploma. Not bankers, not employees, not anyone else.

Before we figure out the next way to earn millions without having to jump up in the morning at the alarm clock, let's clarify what a million is. This is a hypothetical amount that means “a lot of money” among the masses. When a person wants to be rich, he simply says - I want to be a millionaire. Therefore, in fact, we are not talking about 2 million rubles, but about earning a lot, a lot of money. It could be a billion. You set any restrictions for yourself.

What is Uncle doing? That uncle for whom everyone works. He is not a lawyer or an accountant, he is not an economist or a specialist. He always hires these guys. It may seem that Uncle himself does nothing (this is how employees often think about the boss). In fact, Uncle does the most important part - he does business. It creates jobs and payments to the budget. Later, politicians will help people by distributing budgets and jobs. But only an entrepreneur is capable of creating all this abundance (if we do not take the budgetary sector into account, but the budgetary sector cannot produce, only, again, use).

In order to do business, you need, firstly, to dare and make up your mind. Secondly, we need to look at everything on a large scale and adequately. There is a saying that says: the one who came up with an idea is worthy of 1 dollar, the one who was able to translate the idea into a real product is worthy of 10 dollars, and the one who was able to sell this product is worthy of 100 dollars. So the entrepreneur does what the inventor can come up with, the manufacturer can produce, and the seller can sell. Without an entrepreneur, everyone remains unemployed and ineffective.

And now we make a lot, a lot of money, those same 2 million
We start by looking for an idea. To do this, you need to find a unique invention that has every chance of successfully entering the market. Here you need to be able to see people's needs, but this quality is easily developed. Where can I find an invention? There are thousands (maybe millions) of patented inventions (and those that have not yet been patented) that no one can begin to produce. There are plenty of inventors, but there is a shortage of entrepreneurs. You need to look on the Internet (possibly in different countries), you need to read advertisements seeking investments, you need to read scientific literature about inventions, etc. From the hundreds or thousands found, it is necessary to select the most promising inventions and the most adequate inventors.

Let's say you find an inventor with an unpatented invention. Offer him a 10% share of the future enterprise that you create. If he is against it and wants 90%, then find another inventor. I assure you that whoever demands 90% will always receive zero.

Then you look for a lawyer or an entire law office. Offer him a 5% share of the enterprise (imagine if some lawyer were offered 5% of Microsoft) that will be created. This will be a large international enterprise with unique technology. The lawyer’s task is to protect patents, trademarks, register a corporation, etc.

Before all this, of course, you develop at least a short business plan, which is not difficult to do. Well, as a last resort, give some economist another 2-5% of the share of the future company for it. An economist will also be needed for further calculations, so it is quite reasonable to give a percentage to the company. But small.

Once there is a registered company with all the necessary patents, you can start looking for an investor. If you calculated everything correctly and the technology is interesting, then the investor will be happy to take part in the share at an early stage, when the company is still very inexpensive. But you ask for little and promise little. Give no more than 10% of the share, but do not ask for money to start a business, but only for the production of the first prototypes. After they are manufactured, you will check the demand for the products and the quality of these products.

After this, it will be possible to look for another investor (or turn to the same one) for money to start a business. You can build your own factory, or you can transfer the production part somewhere to China. You have a brand - that's the main thing.

If you look for investors at once (there may be several of them, especially if you need a lot of money), then the investments will not be so large, and finding investors will be more difficult. When the entire plan exists only on paper, investors will not be willing to make a large investment for a small share. Therefore, investments must be attracted in stages, starting with people. And later, when there is an initial team and patents, then a gradual injection of finance can begin. This is much more profitable than receiving the entire amount at once and giving most of it to the company.

You can't write everything down here. But the point, I think, is clear. You will end up owning the largest share of a huge enterprise and not working there. There will be a board of directors, managing directors, a bunch of specialists (all of them with honors 🙂) and everyone else who is needed. And you will receive the main profit, because... did the most important part - making someone's idea work!

Once the enterprise is already operating and making a profit, it will be very easy to become richer. It is enough to sell a very small percentage of your shares and the income will immediately be huge. It will not be necessary to wait for the first distributions to shareholders. You can get your first income from selling part of the shares. And then you can live on dividends.

If you want to gain more knowledge about business, read about other people’s experiences, mistakes and successes, then I present a unique publication, which was first published in Russia only in 2009 - the magazine “I want my own business.” Read and explore the world on the other side of the coin.

We all want to earn a million dollars, preferably from scratch and as quickly as possible! How realistic it is to become a millionaire in a year, month or week - we’ll look at it in detail in this article.

Hello, dear reader! Alexander Berezhnov is in touch.

The schemes for making a million, which will be discussed below, have been tested by ordinary people with average abilities, they all work 100%. The article is compiled in the form of an overview of ways to earn money with which you can get such an impressive amount.

From the article you will learn how today you can earn your first million rubles from scratch in 3-5 months using several working methods.

Go ahead, friends!

1. Is it possible to earn a million dollars in a day/week/month/year?

This is quite possible if you already have the necessary resources, for example, an operating business, real estate, a high position or good connections.

Also, your name (reputation) or outstanding talent can be a resource for quickly earning a million.

For example, if you are a famous football player, actor or singer.

But what if you don't have any of the above benefits?

In this case, earning your first million will require more time and effort from you, but it will pay off many times over.

If you are not afraid of these difficulties, then go ahead!

Let's count together. For example, earning 200,000 rubles per month, you will earn 1,000,000 rubles for 5 months.

Big money can be made much faster, but I don't think you're going to rob a bank or commit fraud. Therefore, this article will only talk about legal and reliable ways to become a millionaire, even if not in one month.

2. 7 proven ways to earn your first million rubles

The models for making a million described below are used by leading Russian and foreign experts in personal finance management, businessmen and investors. Among them:

  1. Robert Kiyosaki- legendary American investor, businessman, expert in the field of personal finance management, author of the world famous financial game "".
  2. Bodo Schaeffer- foreign speaker, successful businessman, author of books on financial literacy and achieving success in life.
  3. Sergey Zmeev- Russian millionaire, business psychologist, expert in the field of personal finance.

Also, in the review of ways to earn big money, I will use the methods of successful entrepreneurs of the Russian-language Internet.

So, let's move on to the methods themselves.

Method 1. Earn 1,000,000 rubles using the Internet

As you know, now only a lazy or completely dormant person has not heard about Internet millionaires and the great opportunities for making money on the Internet.

Today on the Internet you can actually earn your first million in a few months, and there are several ways to do this:

  • social networks (VKontakte, Odnoklassniki, Twitter, Instagram);
  • selling information and knowledge;
  • making money on online games;
  • building a business on the Internet;
  • earnings from promoting affiliate programs;
  • creating your own website and making money on it.

Already interested? Then just read my article. There I talked about how you can make money on games, on social networks, on selling information from 50,000 rubles a month and gave examples of real people who are already doing this. I personally earn some of them now.

Take and implement these methods to create your own wealth.

Method 2. Create passive income and take out a loan against it

If you are interested in the topic of money and finance, and want to become a millionaire, then you are probably familiar with the concept of “passive income”.

It is this tool that we can use to get our cherished million.

For the average person, you can earn a million rubles in this way in about 1 year.

Here's the gist:

You create a small passive income (20,000 - 30,000 rubles), legalize it, for example, by registering as and take out a bank loan against it.

For such passive income, they will give you 1,000,000 rubles in installments over several years.

What does this look like in practice and in what ways can you create passive income?

Passive income can be created in several ways, but we will look at 3 of the most realistic ones:

  1. Rent out existing property. The simplest and surest way if you have this very property.
  2. Create an information site on the Internet. This method is suitable for people who have good computer skills and want to develop in the field of Internet technologies. Having created a website, you will need to bring it to good traffic and place advertising on it, which can bring in from 10 to 50 thousand rubles of passive income every month. How to make money on your website was described in our article “”.
  3. Become a distributor of a good network marketing company. This method is suitable for energetic and sociable people. Some people underestimate the amount of income that can be earned here. In some cases, they amount to hundreds of thousands of dollars per month.

With such an income, you automatically become a ruble millionaire, and even a dollar millionaire is just around the corner. With persistence, you can reach $1,000 in passive income in the network marketing industry in about 1 year.

If you still have an official salary, then in combination with such passive income you will easily be given a loan of 1,000,000 rubles from the bank, and your passive income will gradually pay off this amount.

So it turns out that you earned a million rubles this year.

Method 3. Make money by selling your knowledge

If you know how to do something well, then why not make good money from it. You can sell your knowledge in different ways. This method generally applies to the sale of information on the Internet. After all, you will pass on your knowledge and skills as valuable information to interested people.

You can teach via Skype, conduct live training, or package your knowledge and sell it as your own training course.

I already wrote how to make money by selling knowledge in one of the sections of the article about ways to make money on the Internet. Be sure to read this article, because it can change your whole life and help you earn the coveted million.

In each of the methods described in this article, I provide real examples, brief descriptions of the methods and real people who have already improved their financial situation with the help of an Internet business.

Method 4. Create an asset and sell it for a million

This method is a logical continuation of method No. 2. If you already have an asset in the form of your account in a network marketing company (your personal number that the company assigns you upon registration) or your own website that generates profit, then you can sell the account or website as a ready-made business.

In this case, the estimated sale amount of such an asset is calculated using the formula:

Your monthly passive income * 24 (two-year payback period).

For example, if you receive passive income from your website (business) or as a distributor of a network marketing company in the amount of 40,000 rubles (about $1,000), then multiplying this amount by 24 we get 960,000 rubles.

So you and I have become millionaires once again.

Method 5. Make a large intermediary transaction

You can earn big money either in several parts or at a time.

Sometimes this requires a confluence of favorable circumstances, but as they say, those who are lucky are lucky.

The fifth method is suitable for people with clear entrepreneurial abilities who understand the principles of business functioning and know how to negotiate.

The easiest way to earn 1,000,000 rubles is by making an intermediary transaction worth several million, and your treasured amount will be the percentage you receive for the work done.

  1. Look for a major investor for any developing project;
  2. Look for a buyer for an expensive business or real estate.

In the first case, you find a project that requires large investments and agree with its leader that he will give you a percentage in the form of a million rubles if, for example, you attract investments worth ten million.

In the second case, you find the owner of a fairly large business or real estate and also agree with him on a percentage if a buyer is found for their investment property.

By the way, almost all people earn more than one million rubles in their lives, for some the total amount of all their salaries is more than a million dollars, but oddly enough, the vast majority need money all the time and often sit in mortgage and credit bondage.

The above ideas can serve as a good basis for you to increase your income and savings. Here everything depends on the specific person.

For some, all these methods may seem too complicated, but the fact is that most people work almost their entire lives for money and by the time they retire do not have even a couple of thousand dollars in savings.

So it’s up to you to decide whether to invest a year or two of your time to become a millionaire or continue to live the dull life of an ordinary person.

4. What to do if you don’t have rich parents and a good inheritance - 7 recommendations from financial experts for earning a million dollars

Not everyone grew up in a Rothschild or Rockefeller family. Maybe this is for the better. But when you become a millionaire from scratch, you will proudly tell everyone that you made yourself.

This principle is especially valued in America, where children, upon reaching adulthood, leave their parents' home. There it is not at all customary to “sit on the neck” of parents and it is believed that a person should achieve everything himself.

If you also want to learn how to become a millionaire from scratch, then read the recommendations of millionaires and financial experts on making a million dollars.

You should immediately understand that this path usually takes years, even with the right and systematic actions.

  1. Always save some money whenever you receive income. This will help you form good financial habits and free up funds for investing. Save at least 10%, then gradually increase this amount. This is also done to ensure that you have a minimum financial safety net. Typically, such a cushion assumes that you have money on which you can live without working for 6 months. After all, almost all attempts to earn money entail certain risks, including financial ones.
  2. Be frugal and don't make impulse purchases. If you look at all the things you bought over the past year, then don’t be surprised that, having become unnecessary, they made you several thousand rubles or dollars poorer.
  3. Improve your financial education. Many people now have secondary and higher education, but not a single educational institution teaches financial literacy. And this is not surprising, because teachers themselves often live by extorting money from students or simply survive on their small salaries. To understand how money works, we recommend that you read the book series “Rich Dad Poor Dad” by Robert Kiyosaki and the book “The Path to Financial Freedom” by Bodo Schaeffer.
  4. Strive to have multiple sources of income. Most people get paid by working at a job, but what happens if they get fired?! Think every day about how to receive your total income from different sources.
  5. Create assets that generate passive income. Even if you spend most of your time earning money for operating expenses, regularly do activities that create a money-generating system for you that generates passive income.
  6. Create a successful environment. It is always easier to achieve success in a team of like-minded people than to go through this difficult path on your own. Your goal-oriented friends can become your support and think tank for generating ideas for making money. If your environment does not share your aspirations and declares that this is all nonsense, if possible, refuse to communicate with such pessimistic people.
  7. Don't waste your time. Time is our most valuable asset. If you manage your time correctly, you can earn your first million dollars from scratch much sooner than you think.

    There is one wise expression on this matter: “Rich people differ from poor people in what they do in their free time.”

Even if you don't have much money yet, do money activities that help you become richer. Work on your security, don't have fun and don't waste your money.

Becoming a millionaire is the cherished dream of many, especially beginning entrepreneurs. Some devote all their time to this goal and make every effort to get the desired amount. A number of people in pursuit of a million may even break the law, believing that it is impossible to get that amount of money honestly. However, it is much more pleasant to earn a million doing what you love and doing everything within the law. Such methods will be discussed below.

I want to earn a million - a goal or an unrealistic whim

Raising a million is quite possible. The only question is timing. You can quickly get such an amount only if you have an already operating and stable business, talent or any asset. So, having a business, you can get part of the profit and thus earn a million. The situation is similar for athletes or singers who receive fees measured in millions of rubles. Selling a vacant apartment or an expensive car can also allow you to get the required amount.

If there are no such resources, then in order to get money you will have to work hard. First of all, set yourself a goal - to earn the required amount, and then determine the activities that should be carried out to achieve the goal. Moreover, a complex of measures will have to be carried out. You will need to learn how to save in order to reduce costs and live within your means, the accumulated funds need to be invested wisely (you may also have to learn), and besides this, you should definitely think about how to increase your income - this could be creating your own business, getting a higher-paying job or extra work and so on. Once the plan is formed, you can begin to implement it.

To earn the income you are looking for on social media, it is important to be popular. There are several ways to achieve popularity on a social network. The first is to gain the number of subscribers. To do this, constantly publish interesting content on the page. It is desirable that the content is interesting not only to the person writing the messages, but also to the entire audience. Groups are popular for entertainment, discussion of audio recordings, latest films, and so on. Publications with advice on appearance, fashion, cooking, and so on are also of interest.

In addition to interesting material, it is also necessary to present it well. To do this, you will have to master the art of writing text, photography, shooting video, and so on. However, all this time investment will pay off handsomely. After all, prices for advertising on popular pages reach 5-10 thousand rubles per day. If you multiply 5 thousand per day by 365 days a year, you will get the desired income, even 1,825,000 rubles.

A similar earning scheme applies to organizing communities. By properly administering the community, you can also receive significant income (its amount directly depends on the number of group members).

Build a profitable business

This method also requires a significant amount of time. First, you need to come up with an original business idea. Secondly, it needs to be implemented. Once you come up with an idea, you should test it. To do this, it is recommended to interview your closest friends and acquaintances. If they like the idea and are ready to purchase a product or use a service, you can safely start, the first customers are eating. Then you should gradually increase the number of clients and, thus, move towards the goal of getting a million.

In the process of building a business, an entrepreneur faces many problems, so before starting such an activity, it is recommended to obtain special education or independently familiarize yourself with materials on entrepreneurship. You will have to master the skills of financial management, planning, personnel management, and so on. To experience minimal problems in these areas, specialized knowledge is required.

Create, promote and profitably sell an internet site, program or application

The most important thing to consider when implementing such an idea is that the program, website or application must be in demand. If the product has not gained popularity, then it will be extremely difficult to raise the coveted amount. But the beauty of the IT industry is that if one product doesn’t work out, you can easily and quickly develop a new one. Thus, over time, you will be able to create an interesting application and become rich with its help.

There are two ways to monetize a website, program or application. The first is to sell advertising in the application or the application itself. The second is to sell an existing business. If a resource or program is of interest, then most likely there will be larger interests who will want to purchase it. According to this scheme, most American startupers (entrepreneurs in the high-tech sector) become millionaires.

Create a useful and unique information product (book, training, video course)

There are a fairly large number of platforms for posting and promoting information products. They help structure the course, attract users, and so on. If you manage to create an interesting information product, it can also be purchased by various educational institutions, which will allow you to receive a good income. After selling the course, you can start creating a new one, and if you are lucky, increase your income significantly.

Make a successful marriage

A frequently encountered, but not always acceptable, method is arranged marriage. It can be condemned, but as a way to achieve a goal, it exists. Of course, for this you need to have certain external data and be able to present yourself correctly. You will also need knowledge in the field of psychology, ability to behave, and so on. An important factor is the opportunity to get into circles where wealthy people and their children communicate in order to choose a goal for marriage and begin courtship. However, investments in appearance, the ability to present oneself and knowledge of psychology will also pay off after gaining access to the desired amount.

It is also important to take into account that after marriage, in order not to lose your fortune, you will have to limit yourself in certain things and, possibly, play some role. After all, if relatives have the feeling that they married their daughter only for money, they may limit access to funds or even initiate a divorce.

How and where to raise a million in a week

Investments

If there is free money and a person is willing to risk it, then it is possible to finance any investment projects. As a rule, there is a formula in economics: high risk accompanies high profitability. You can, of course, lose everything, but you can also get significantly rich.

Before investing, it is advisable to familiarize yourself and gain special knowledge. You can do this on your own by reading the relevant literature or watching various videos on investing, but you can also take free courses offered by various financial and investment companies. They, first of all, teach how to work in the stock market, how to assess risk and choose a direction for investing funds - the same as in the private investment market.

When investing your own funds in promising projects, it is important to trust those who implement these projects. It is important to understand that such business people work to increase profits, but are not immune from mistakes. Therefore, first of all, make sure that the project team has the necessary experience and competence in this matter.

Rates

An opportunity to make money quickly is through betting. Anyone can come to a betting company and bet on the outcome of a sporting event. If the bet wins, there is an opportunity to receive a significant win. However, in such activities, the factor of luck and access to inside information plays a significant role. It is no secret that there are match-fixings, when the stronger team deliberately loses so that those who bet on its loss can earn significant profits.

Recently, it has become easier to make money this way, since each bookmaker company provides its own assessment of the likelihood of a particular event occurring. It is calculated based on various factors, but, first of all, on the basis of existing competition results. By following the recommendations of specialists, you can guarantee yourself a certain income. But if you act contrary to the recommendations, then a person has a chance to quickly get the desired million, but there is also a chance of losing everything. Thus, it is better to make money by betting either for those who are often lucky in life, or for those who have well-developed intuition.

Stock markets

To raise money in the stock market, you need to have certain knowledge. You can get them completely free of charge if you contact investment companies. They regularly conduct courses on improving financial literacy and the ability to work in the stock market. Such training will be quite enough to make decisions about which securities to purchase and which to sell.

It is important to understand that you can win high profits in the stock market only if you constantly monitor the situation. As soon as information appears suggesting a change in the situation, it is necessary to make a decision on what to do with the securities - sell or buy. The faster the reaction, the greater the likelihood of making a profit, and the greater its value. Thus, simply investing free funds and waiting for the price of securities to rise will not allow you to make a significant profit; you need to do this as your main job. In this case, there is a chance to quickly get the money you want.

Network marketing

It is also quite possible to earn income through network marketing. You just need to love and be able to communicate. The essence of making money in this area is to create your own network of product distribution agents. The larger this network, the greater the volume of product sales, which means the more bonuses a person has.

The big advantage of network marketing is ready-made technologies and unique product advantages. Often, in this way, a quality product is actually sold, because people must trust the one who offers any means, moreover, he needs to use the product himself and be confident in its quality. Having high quality even at a high price makes the selling process much easier, and therefore the process of making a million. As for technology, network companies constantly conduct various trainings to help effectively sell products. It is enough to put the acquired knowledge into practice and success is guaranteed.

Financial pyramids

This method can allow you to receive a large sum only if the person took his money on time or is at the top of the pyramid - that is, he will be the first to receive the funds back if the pyramid begins to collapse.

The essence of a financial pyramid is that it is announced to collect funds from the population to invest in successful and effective projects. The yield offered is very high. The source of payment of the first interest is the deposits of those who invested funds later. The pyramid is stable until there is a critical mass of people demanding their funds back with interest. While the number of such people is small, the financial pyramid is able to pay them an income and, thus, you can earn a significant profit. But when the pyramid begins to collapse, almost everyone loses their savings. Therefore, when investing in a financial pyramid, you need to very carefully monitor its financial condition.

How to make a million dollars in a year

Gainful work

Of course, many people dream of working in the Gazprom structure, so that their dreams come true, as they say in advertising. However, you can earn a million in other structures. The main thing in this case is to have the opportunity to earn a decent income. The easiest way to do this is by making sales. Many companies pay substantial bonuses to sales staff to motivate them to sell as much as possible. Working in this field, you can achieve impressive success through personal efficiency and earn the desired income of a million rubles.

A common practice is the payment of annual bonuses to various categories of employees. They are provided, as a rule, in case the company makes a profit. Working in a company with such a motivation system, you can also receive a significant annual bonus through your personal contribution to the organization’s results.

There is also the practice of paying significant bonuses in case of effective implementation of projects or the implementation of any initiative. Therefore, when doing your job, you should be active, look for opportunities to do it better, with better quality, and make suggestions to management. As a result, for achieving and implementing your own initiatives, you can receive the desired bonus of one million dollars (if the organization earns significantly more, of course).

Savings and profitable investments

Most people spend unnecessary money. Some people spend too much on entertainment or alcohol, some smoke, some cannot resist and consume a lot of sweets or buy a lot of clothes. If you begin to take into account expenses and control them (set limits on certain expenses), then you can gradually begin to form reserves. These savings can be effectively invested. You can choose the areas for investment that have already been mentioned above - investment projects, playing on the stock market, betting on sporting events, and so on.

The main thing when you start saving is not to stop and not stop controlling your expenses. If you give yourself the opportunity to relax, you can quickly spend all your savings and not get what you want. When making decisions in the process of saving money, you should constantly ask yourself the question: do I need this or that thing, can I live without it. Such consumption control allows you to optimize your expenses and spend money only on what you really need.

Interest-bearing deposit in a bank

This method is very complicated. The fact is that banks, as a rule, set the interest rate on deposits at a level below inflation, so as not to incur additional risks. In addition, in order to accumulate a million dollars in a year through interest on a deposit, a significant initial deposit is required.

In addition, when deciding which bank to place a deposit in, you need to pay attention to the following factors:

  • Bank reliability. To do this, you can familiarize yourself with various bank ratings, look at financial statements (they are available on the bank’s website - this is a requirement of the Central Bank), consult with experienced friends or those who have special knowledge in the banking industry.
  • The bank's presence in the deposit insurance system. This system involves the return of funds to the depositor from a special insurance fund if the bank’s license is suddenly revoked. If the bank is not a member of this system, then if problems arise, the depositor will most likely not receive his funds back.
  • Interest rate level. The interest rate should not be significantly higher than the market average (its level can be viewed on the Central Bank website). If there is a significant excess, then there is a high probability that this is not a bank, but a financial pyramid.

Set a goal and go towards it

The most important recommendation to earn a million dollars in a year is to have a goal. Decide for yourself that this year will be devoted to obtaining the desired amount, and subordinate all your actions to this goal. Then there is a high probability of achieving success.

Also, it is important not to give up. If you fail to make a profit in one way, do not despair, you can try another. And thus, step by step, you can gradually achieve your goal and get the desired amount.

It is also recommended to have not one plan to achieve a goal, but several, in order to be prepared for the fact that circumstances tend to change and you will have to respond to them. And in order to quickly adapt to the external environment, you should constantly analyze how the plan is being implemented. It should be a living document, not a piece of paper written once and stored in a closet. It is necessary to constantly update it and think about what else can be done to achieve the goal.

Advice from successful millionaires who made it through self-belief and hard work

Those who have achieved success give very diverse advice. For example, John Rockefeller recommends constantly saving. It is a known historical fact that he never left a tip, but worked at a very old table. This is what helped him become a wealthy man.

Michael Focht, who works as president of the world's largest healthcare company, recommends paying attention to the people around you. Everyone should mind their own business and do it well - this is his main advice.

Lin Wu, one of the most successful startupers, advises never to sit, to constantly be on the move, and to be interested in the affairs of the company. He is never bored, he is always looking for something interesting to do. His advice is not to waste time, everything should be subordinated to achieving the goal.

Thus, earning a million is not difficult, you just have to set a goal and systematically move towards it. Only those who do not give up and look for new paths conquer the task and succeed.